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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,881 | $138,076+128.0% | $123,553+154.9% | $135,380+132.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.52% | 153.70%-159.2pp | 119.21%-124.7pp | 519.81%-525.3pp |
| Employer contribution / active EE | $4,162 | $5,152-19.2% | $4,628-10.1% | $4,779-12.9% |
| Participant deferral / active EE | $10,422 | $6,800+53.3% | $6,426+62.2% | $5,609+85.8% |
| Admin fee / account holder | $4,966 | $10,917-54.5% | $9,284-46.5% | $10,828-54.1% |