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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,341 | $165,399+185.6% | $149,745+215.4% | $158,982+197.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.24% | 348.34%-325.1pp | 276.72%-253.5pp | 302.99%-279.7pp |
| Employer contribution / active EE | $3,428 | $5,105-32.8% | $4,646-26.2% | $4,763-28.0% |
| Participant deferral / active EE | $14,059 | $7,183+95.7% | $6,843+105.5% | $5,983+135.0% |
| Admin fee / account holder | $3,167 | $10,811-70.7% | $9,312-66.0% | $11,252-71.9% |