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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,802 | $138,114+251.0% | $125,391+286.6% | $134,545+260.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.72% | 750.88%-771.6pp | 572.41%-593.1pp | 418.37%-439.1pp |
| Employer contribution / active EE | $4,655 | $5,246-11.3% | $4,816-3.3% | $4,742-1.8% |
| Participant deferral / active EE | $16,974 | $7,801+117.6% | $7,448+127.9% | $6,401+165.2% |
| Admin fee / account holder | $4,432 | $11,570-61.7% | $10,009-55.7% | $11,431-61.2% |