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| Provider | Service type | Compensation |
|---|---|---|
MERCER9+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 1200 17TH STREET STE 500 · DENVER, CO 80202 | Advisory (Participants) | $31,422 |
Service code 13 · EIN 94-2456320 PO BOX 1282 · CHICO, CA 95927 | Contract Administrator | $29,080 |
Filed as: EMPOWER Service code 26 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Participants) | $19,485 |
Filed as: FIRST REPUBLIC INVESTMENT Service code 26 111 PINE STREET · SAN FRANCISCO, CA 94111 | Advisory (Participants) | $19,017 |
MANN ASSOCIATES, INC.3 years Filed as: MANN URRUTIA NELSON CPAS & ASSOC Service code 10 | Accounting | $13,950 |
CREATIVE PLANNING LLC3 years Service code 26 5454 W 110TH STREET · OVERLAND PARK, KS 66211 | Advisory (Participants) | $8,910 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,333 | $76,112+22.6% | $96,534-3.3% | $71,511+30.5% |
| Participation rate | 88.2% | 74.4%+13.8pp | 76.0%+12.2pp | 67.9%+20.2pp |
| Annual return | 12.41% | 22.81%-10.4pp | 25.88%-13.5pp | 28.86%-16.4pp |
| Employer contribution / active EE | $6,818 | $2,248+203.3% | $2,965+129.9% | $2,589+163.3% |
| Participant deferral / active EE | $1,501 | $4,217-64.4% | $4,851-69.1% | $4,291-65.0% |
| Admin fee / account holder | $458 | $2,708-83.1% | $8,253-94.5% | $1,588-71.2% |