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| Provider | Service type | Compensation |
|---|---|---|
MERCER8+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 1200 17TH STREET STE 500 · DENVER, CO 80202 | Advisory (Participants) | $31,310 |
Service code 15 · EIN 94-2456320 PO BOX 1282 · CHICO, CA 95927 | Recordkeeping | $27,761 |
Filed as: EMPOWER Service code 26 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Participants) | $20,018 |
Filed as: FIRST REPUBLIC INVESTMENT Service code 26 111 PINE STREET · SAN FRANCISCO, CA 94111 | Advisory (Participants) | $19,437 |
MANN ASSOCIATES, INC.2 years Filed as: MANN URRUTIA NELSON CPAS & ASSOC Service code 10 | Accounting | $13,500 |
CREATIVE PLANNING LLC2 years Service code 26 5454 W 110TH STREET · OVERLAND PARK, KS 66211 | Advisory (Participants) | $8,757 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,177 | $65,453+14.9% | $86,698-13.3% | $66,938+12.3% |
| Participation rate | 95.0% | 75.5%+19.5pp | 76.6%+18.4pp | 69.8%+25.2pp |
| Annual return | -11.84% | -10.89%-0.9pp | 35.95%-47.8pp | 1.58%-13.4pp |
| Employer contribution / active EE | $6,910 | $2,154+220.8% | $2,837+143.6% | $2,545+171.5% |
| Participant deferral / active EE | $1,616 | $4,102-60.6% | $4,656-65.3% | $4,238-61.9% |
| Admin fee / account holder | $420 | $642-34.6% | $7,493-94.4% | $594-29.3% |