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| Provider | Service type | Compensation |
|---|---|---|
MERCER6+ years Filed as: MERCER GLOBAL ADVISORS INC Service code 26 1200 17TH ST · DENVER, CO 80202 | Advisory (Participants) | $28,083 |
Filed as: FIRST REPUBLIC INVESTMENT Service code 26 111 PINE STREET · SAN FRANCISCO, CA 94111 | Advisory (Participants) | $18,768 |
Filed as: FUTURE PLAN Service code 10 1102 CHESTNUT HILLS PKWY STE 1 · FORT WAYNE, IN 46814 | Accounting | $16,591 |
PATRICK & BUZARELLOS1 year Filed as: PATRICK BUZARELLOS KENDRICK LLP Service code 10 1900 POINT WEST WAY · SACRAMENTO, CA 95815 | Accounting | $9,500 |
Filed as: POLYCOMP Service code 64 300 LAVA RIDGE CT 130 · ROSEVILLE, CA 95661 | Recordkeeping Fees | $8,929 |
Filed as: IRON FINANCIAL LLC Service code 26 630 DUNDEE RD · NORTHBROOK, IL 60062 | Advisory (Participants) | $7,966 |
Filed as: MASS MUTUAL Service code 15 · EIN 04-1590850 | Recordkeeping | $642 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,463 | $79,519-2.6% | $95,964-19.3% | $73,412+5.5% |
| Participation rate | 83.8% | 81.2%+2.6pp | 77.1%+6.7pp | 72.2%+11.6pp |
| Annual return | 7.13% | 19.20%-12.1pp | 91.64%-84.5pp | 59.30%-52.2pp |
| Employer contribution / active EE | $4,633 | $2,048+126.3% | $2,541+82.3% | $2,234+107.4% |
| Participant deferral / active EE | $1,039 | $4,138-74.9% | $4,167-75.1% | $3,806-72.7% |
| Admin fee / account holder | $399 | $184+116.4% | $6,797-94.1% | $158+152.6% |