See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS. CO Service code 15 · EIN 36-6071399 | Recordkeeping | $61,544 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 16 · EIN 13-2808480 | Consulting | $51,297 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,646 | $54,193+85.7% | $93,606+7.5% | $77,643+29.6% |
| Participation rate | 54.7% | 63.9%-9.2pp | 68.7%-14.0pp | 70.6%-15.8pp |
| Annual return | 14.39% | 30.54%-16.2pp | 133.20%-118.8pp | 31.24%-16.8pp |
| Employer contribution / active EE | $328 | $1,168-71.9% | $2,420-86.5% | $2,726-88.0% |
| Participant deferral / active EE | $4,731 | $3,144+50.5% | $4,411+7.2% | $4,647+1.8% |
| Admin fee / account holder | $506 | $576-12.1% | $8,285-93.9% | $430+17.6% |