See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $58,631 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 16 · EIN 13-2808480 | Consulting | $43,883 |
AL DEROO & ASSOCIATES8 years Filed as: ALPHONSE DEROO & ASSOCIATES Service code 10 · EIN 94-1154481 | Accounting | $15,965 |
POMARES & CO.1 year Filed as: POMARES & CO, LLP Service code 10 · EIN 94-1538492 | Accounting | $13,400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,664 | $53,165+83.7% | $86,188+13.3% | $74,419+31.2% |
| Participation rate | 60.1% | 64.9%-4.7pp | 69.0%-8.8pp | 70.7%-10.6pp |
| Annual return | 13.75% | 22.64%-8.9pp | 1168.45%-1154.7pp | 34.38%-20.6pp |
| Employer contribution / active EE | $272 | $1,210-77.5% | $2,380-88.6% | $2,637-89.7% |
| Participant deferral / active EE | $4,197 | $3,234+29.7% | $3,985+5.3% | $4,528-7.3% |
| Admin fee / account holder | $586 | $551+6.3% | $6,852-91.4% | $348+68.5% |