Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $60,024 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $25,761 |
POMARES & CO.1 year Filed as: POMARES & CO LLP Service code 10 · EIN 94-1538492 | Accounting | $11,800 |
AL DEROO & ASSOCIATES3 years Service code 10 · EIN 94-1154481 | Accounting | $10,165 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $4,608 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,679 | $54,573+104.6% | $90,970+22.8% | $73,497+52.0% |
| Participation rate | 49.3% | 61.2%-11.8pp | 69.0%-19.7pp | 70.7%-21.3pp |
| Annual return | 9.13% | 16.69%-7.6pp | 134.60%-125.5pp | 28.51%-19.4pp |
| Employer contribution / active EE | $312 | $991-68.5% | $2,122-85.3% | $2,270-86.2% |
| Participant deferral / active EE | $2,834 | $2,517+12.6% | $3,373-16.0% | $3,740-24.2% |
| Admin fee / account holder | $638 | $521+22.4% | $5,961-89.3% | $513+24.4% |