See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $64,246 |
Filed as: MERRILL LYNCH LIFE AGENCY INC. Service code 16 · EIN 13-2808480 | Consulting | $44,766 |
AL DEROO & ASSOCIATES4 years Service code 10 · EIN 94-1154481 | Accounting | $13,850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,925 | $50,956+115.7% | $96,562+13.8% | $86,799+26.6% |
| Participation rate | 57.3% | 65.2%-7.9pp | 69.8%-12.5pp | 72.3%-15.0pp |
| Annual return | 13.95% | 21.27%-7.3pp | 37.78%-23.8pp | 97.91%-84.0pp |
| Employer contribution / active EE | $290 | $1,111-73.9% | $2,356-87.7% | $2,405-87.9% |
| Participant deferral / active EE | $3,720 | $2,954+25.9% | $3,849-3.3% | $4,131-9.9% |
| Admin fee / account holder | $611 | $166+268.2% | $6,181-90.1% | $170+260.5% |