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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,214 | $93,598-4.7% | $135,974-34.4% | $75,173+18.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.97% | 30.89%-12.9pp | 68.30%-50.3pp | 160.72%-142.7pp |
| Employer contribution / active EE | $9,218 | $3,538+160.6% | $4,859+89.7% | $2,671+245.1% |
| Participant deferral / active EE | $6,987 | $6,405+9.1% | $7,760-10.0% | $4,126+69.3% |
| Admin fee / account holder | $9,973 | $6,978+42.9% | $10,767-7.4% | $5,651+76.5% |