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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,122 | $54,757+68.2% | $90,304+2.0% | $72,975+26.2% |
| Participation rate | 82.4% | 65.2%+17.2pp | 73.3%+9.1pp | 69.5%+12.9pp |
| Annual return | 20.61% | 30.63%-10.0pp | 78.13%-57.5pp | 81.01%-60.4pp |
| Employer contribution / active EE | $5,752 | $2,093+174.8% | $2,855+101.5% | $2,440+135.7% |
| Participant deferral / active EE | $5,407 | $2,887+87.3% | $3,885+39.2% | $3,608+49.9% |
| Admin fee / account holder | $1,082 | $3,973-72.8% | $5,354-79.8% | $5,124-78.9% |