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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,501 | $53,127+62.8% | $86,597-0.1% | $70,131+23.3% |
| Participation rate | 72.9% | 65.3%+7.6pp | 73.5%-0.6pp | 69.5%+3.4pp |
| Annual return | 15.89% | 27.66%-11.8pp | 964.96%-949.1pp | 73.14%-57.2pp |
| Employer contribution / active EE | $3,966 | $2,068+91.7% | $2,840+39.7% | $2,342+69.3% |
| Participant deferral / active EE | $5,037 | $2,696+86.8% | $3,609+39.6% | $3,332+51.2% |
| Admin fee / account holder | $957 | $3,585-73.3% | $4,906-80.5% | $4,645-79.4% |