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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,975 | $60,139+54.6% | $90,461+2.8% | $79,856+16.4% |
| Participation rate | 86.7% | 65.0%+21.7pp | 72.7%+14.0pp | 69.6%+17.0pp |
| Annual return | 15.75% | 71.96%-56.2pp | 1294.76%-1279.0pp | 31.71%-16.0pp |
| Employer contribution / active EE | $57 | $2,069-97.2% | $3,264-98.2% | $2,471-97.7% |
| Participant deferral / active EE | $5,949 | $2,939+102.4% | $3,964+50.1% | $3,741+59.0% |
| Admin fee / account holder | $3,208 | $3,978-19.4% | $5,617-42.9% | $5,306-39.6% |