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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,318 | $165,351+87.7% | $149,710+107.3% | $158,931+95.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.40% | 348.19%-336.8pp | 276.63%-265.2pp | 302.86%-291.5pp |
| Employer contribution / active EE | $3,133 | $5,103-38.6% | $4,645-32.5% | $4,761-34.2% |
| Participant deferral / active EE | $7,010 | $7,181-2.4% | $6,842+2.5% | $5,982+17.2% |
| Admin fee / account holder | $4,361 | $10,807-59.7% | $9,309-53.2% | $11,247-61.2% |