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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,604 | $176,120+108.2% | $159,487+129.9% | $167,553+118.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.44% | 331.95%-320.5pp | 263.71%-252.3pp | 478.89%-467.5pp |
| Employer contribution / active EE | $5,394 | $5,299+1.8% | $4,831+11.7% | $4,840+11.5% |
| Participant deferral / active EE | $9,981 | $7,752+28.8% | $7,354+35.7% | $6,343+57.4% |
| Admin fee / account holder | $9,107 | $12,561-27.5% | $10,804-15.7% | $12,316-26.1% |