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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,508 | $138,114+103.8% | $125,391+124.5% | $134,545+109.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.97% | 750.88%-764.9pp | 572.41%-586.4pp | 418.37%-432.3pp |
| Employer contribution / active EE | $3,448 | $5,246-34.3% | $4,816-28.4% | $4,742-27.3% |
| Participant deferral / active EE | $7,620 | $7,801-2.3% | $7,448+2.3% | $6,401+19.0% |
| Admin fee / account holder | $18,188 | $11,570+57.2% | $10,009+81.7% | $11,431+59.1% |