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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,862 | $77,638+301.7% | $156,551+99.2% | $62,881+396.0% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 7.65% | 50.33%-42.7pp | 32.23%-24.6pp | 20.14%-12.5pp |
| Employer contribution / active EE | $11,265 | $3,444+227.1% | $5,501+104.8% | $2,281+393.9% |
| Participant deferral / active EE | $895 | $3,046-70.6% | $4,871-81.6% | $3,203-72.1% |
| Admin fee / account holder | $4,416 | $5,561-20.6% | $13,028-66.1% | $4,296+2.8% |