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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,346 | $84,236+324.2% | $170,435+109.7% | $70,126+409.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 16.89% | 23.06%-6.2pp | 205.94%-189.0pp | 73.15%-56.3pp |
| Employer contribution / active EE | $11,539 | $3,387+240.7% | $5,432+112.4% | $2,343+392.6% |
| Participant deferral / active EE | $1,026 | $3,086-66.7% | $4,939-79.2% | $3,332-69.2% |
| Admin fee / account holder | $8,497 | $5,698+49.1% | $13,881-38.8% | $4,645+82.9% |