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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,583 | $75,962+287.8% | $154,108+91.2% | $64,173+359.0% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.29% | 30.32%-35.6pp | 735.21%-740.5pp | 7.63%-12.9pp |
| Employer contribution / active EE | $11,870 | $3,350+254.3% | $5,298+124.1% | $2,381+398.5% |
| Participant deferral / active EE | $1,198 | $3,175-62.3% | $5,081-76.4% | $3,470-65.5% |
| Admin fee / account holder | $36,387 | $5,589+551.1% | $13,411+171.3% | $4,887+644.5% |