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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,738 | $177,156+173.6% | $147,027+229.7% | $154,746+213.2% |
| Participation rate | 91.7% | 79.4%+12.3pp | 73.7%+17.9pp | 80.7%+11.0pp |
| Annual return | 19.78% | 21.94%-2.2pp | 20.23%-0.5pp | 172.34%-152.6pp |
| Employer contribution / active EE | $10,903 | $4,336+151.4% | $3,626+200.7% | $4,379+149.0% |
| Participant deferral / active EE | $3,780 | $5,797-34.8% | $4,933-23.4% | $6,730-43.8% |
| Admin fee / account holder | $16,505 | $14,904+10.7% | $12,223+35.0% | $14,365+14.9% |