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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,738 | $185,141+161.8% | $153,416+216.0% | $155,188+212.4% |
| Participation rate | 91.7% | 79.9%+11.7pp | 74.3%+17.3pp | 80.8%+10.9pp |
| Annual return | 19.78% | 18.72%+1.1pp | 17.84%+1.9pp | 148.84%-129.1pp |
| Employer contribution / active EE | $10,903 | $4,489+142.9% | $3,764+189.7% | $4,248+156.7% |
| Participant deferral / active EE | $3,780 | $5,477-31.0% | $4,723-20.0% | $6,531-42.1% |
| Admin fee / account holder | $16,505 | $16,005+3.1% | $13,095+26.0% | $14,480+14.0% |