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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $484,738 | $161,352+200.4% | $134,172+261.3% | $137,256+253.2% |
| Participation rate | 91.7% | 78.3%+13.4pp | 72.5%+19.2pp | 80.0%+11.7pp |
| Annual return | 19.78% | 28.72%-8.9pp | 25.30%-5.5pp | 220.34%-200.6pp |
| Employer contribution / active EE | $10,903 | $4,099+166.0% | $3,420+218.8% | $4,156+162.3% |
| Participant deferral / active EE | $3,780 | $5,552-31.9% | $4,690-19.4% | $6,407-41.0% |
| Admin fee / account holder | $16,505 | $15,028+9.8% | $12,016+37.4% | $12,270+34.5% |