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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,059 | $141,004+158.2% | $112,273+224.3% | $139,456+161.1% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 17.84% | 32.75%-14.9pp | 30.23%-12.4pp | 373.45%-355.6pp |
| Employer contribution / active EE | $13,206 | $4,285+208.2% | $3,431+284.9% | $4,753+177.9% |
| Participant deferral / active EE | $3,808 | $5,878-35.2% | $4,800-20.7% | $6,711-43.3% |
| Admin fee / account holder | $9,461 | $9,959-5.0% | $7,752+22.0% | $11,407-17.1% |