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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,939 | $75,832+101.7% | $147,617+3.6% | $59,633+156.5% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.64% | 0.37%-4.0pp | 61.98%-65.6pp | 2041.45%-2045.1pp |
| Employer contribution / active EE | $8,007 | $3,485+129.8% | $5,564+43.9% | $2,203+263.5% |
| Participant deferral / active EE | $5,862 | $3,131+87.2% | $4,895+19.7% | $3,192+83.7% |
| Admin fee / account holder | $2,047 | $5,986-65.8% | $11,612-82.4% | $4,297-52.4% |