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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,712 | $95,415+130.3% | $185,851+18.2% | $85,851+155.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 12.78% | 23.59%-10.8pp | 122.11%-109.3pp | 318.63%-305.9pp |
| Employer contribution / active EE | $10,312 | $3,314+211.2% | $5,168+99.5% | $2,565+301.9% |
| Participant deferral / active EE | $7,692 | $3,424+124.7% | $5,569+38.1% | $3,952+94.6% |
| Admin fee / account holder | $1,412 | $7,215-80.4% | $16,245-91.3% | $6,261-77.4% |