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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,726 | $175,259+35.6% | $149,723+58.8% | $139,487+70.4% |
| Participation rate | 95.0% | 83.4%+11.6pp | 78.8%+16.2pp | 80.3%+14.7pp |
| Annual return | 5.96% | 166.82%-160.9pp | 134.50%-128.5pp | 373.84%-367.9pp |
| Employer contribution / active EE | $24,194 | $5,478+341.6% | $4,821+401.8% | $4,755+408.9% |
| Participant deferral / active EE | $12,896 | $6,522+97.7% | $5,682+126.9% | $6,713+92.1% |
| Admin fee / account holder | $6,806 | $16,158-57.9% | $13,215-48.5% | $11,407-40.3% |