Retirement plan

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Name: PACIFIC UNION COMPANY - PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN (2022) Form 5500
Creator: PACIFIC UNION COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN, PACIFIC UNION COMPANY

PACIFIC UNION COMPANYEIN 94-2321747Plan #001PY 2022

1030 MAIN STREET, SUITE 300 - ST. HELENA, CA 94574707-633-0250pacificunionco.comLinkedIn1-10 employeeswine and spirits

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.3M

-20.2% from 2021

Total participants

201

+12.9% from 2021

Average account balance

$60,464

-27.7% from 2021

Annual return

-14.11%

-29.20 pp from 2021

Benchmarks

See 1,009 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants100-249

Cohort1,009 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

173

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.64M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
CBIZ RETIREMENT PLAN SERVICES3 years Filed as: CBIZ INVESTMENT ADVISORY Service code 16 · EIN 81-3968784	Consulting	$22,630
AMERICAN UNITED LIFE INSURANCE CO3 years Service code 15 · EIN 35-0145825	Recordkeeping	$1,875

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$16 / participant

Contract admin$3K100.0%

% of EOY assets

0.032%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ELSENER & ELSENER
Auditor EIN: 680038828
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$60,464

$59,140+2.2%

$160,037-62.2%

$66,949-9.7%

Participation rate

62.9%

68.1%-5.2pp

78.0%-15.0pp

69.8%-6.9pp

Annual return

-14.11%

-12.25%-1.9pp

408.95%-423.1pp

1.57%-15.7pp

Employer contribution / active EE

$1,742

$1,982-12.2%

$4,226-58.8%

$2,545-31.6%

Participant deferral / active EE

$4,312

$4,399-2.0%

$6,184-30.3%

$4,239+1.7%

Admin fee / account holder

$19

$591-96.7%

$8,716-99.8%

$594-96.7%

Provider

Service type

Compensation

CBIZ RETIREMENT PLAN SERVICES3 years

Filed as: CBIZ INVESTMENT ADVISORY

Service code 16 · EIN 81-3968784

Consulting

$22,630

AMERICAN UNITED LIFE INSURANCE CO3 years

Service code 15 · EIN 35-0145825

Recordkeeping

$1,875

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion