Retirement plan

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Name: PACIFIC UNION COMPANY - PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: PACIFIC UNION COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN, PACIFIC UNION COMPANY

PACIFIC UNION COMPANYEIN 94-2321747Plan #001PY 2017

1030 MAIN STREET, SUITE 300 - ST. HELENA, CA 94574707-633-0250pacificunionco.comLinkedIn1-10 employeeswine and spirits

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$5.6M

+11.3% from 2016

Total participants

150

+18.1% from 2016

Average account balance

$67,918

+3.1% from 2016

Annual return

15.50%

+7.16 pp from 2016

Benchmarks

See 939 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants100-249

Cohort939 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

173

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.64M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
PENSION DYNAMICS COMPANY LLC3+ years Service code 15 · EIN 94-2692944 2300 CONTRA COSTA BLVD · PLEASANT HILL, CA 94523	Recordkeeping	$7,530

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$8K

$57 / participant

Contract admin$8K100.0%

% of EOY assets

0.135%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ELSENER & ELSENER
Auditor EIN: 680038828
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,918

$52,639+29.0%

$185,117-63.3%

$62,293+9.0%

Participation rate

48.9%

63.9%-15.0pp

77.3%-28.4pp

69.5%-20.6pp

Annual return

15.50%

19.57%-4.1pp

40.50%-25.0pp

28.90%-13.4pp

Employer contribution / active EE

$1,343

$1,483-9.4%

$4,182-67.9%

$2,042-34.2%

Participant deferral / active EE

$3,582

$3,097+15.7%

$5,045-29.0%

$3,169+13.0%

Admin fee / account holder

$92

$374-75.4%

$8,159-98.9%

$479-80.8%

Provider

Service type

Compensation

PENSION DYNAMICS COMPANY LLC3+ years

Service code 15 · EIN 94-2692944

2300 CONTRA COSTA BLVD · PLEASANT HILL, CA 94523

Recordkeeping

$7,530

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion