Retirement plan

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Name: PACIFIC UNION COMPANY - PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN (2015) Form 5500
Creator: PACIFIC UNION COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN, PACIFIC UNION COMPANY

PACIFIC UNION COMPANYEIN 94-2321747Plan #001PY 2015

1030 MAIN STREET, SUITE 300 - ST. HELENA, CA 94574707-633-0250pacificunionco.comLinkedIn1-10 employeeswine and spirits

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$4.7M

No prior year

Total participants

113

No prior year

Average account balance

$81,520

No prior year

Annual return

0.04%

No prior year

Benchmarks

See 3,138 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants25-99

Cohort3,138 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.94M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

173

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.64M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
PENSION DYNAMICS COMPANY LLC1+ years Service code 15 · EIN 94-2692944 2300 CONTRA COSTA BLVD · PLEASANT HILL, CA 94523	Recordkeeping	$6,235

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$6K

$64 / participant

Contract admin$6K100.0%

% of EOY assets

0.132%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ELSENER & ELSENER
Auditor EIN: 680038828
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,520

$52,519+55.2%

$155,789-47.7%

$59,633+36.7%

Participation rate

43.3%

61.7%-18.4pp

76.1%-32.8pp

68.7%-25.4pp

Annual return

0.04%

53.51%-53.5pp

71.54%-71.5pp

2041.45%-2041.4pp

Employer contribution / active EE

$1,206

$1,589-24.1%

$3,839-68.6%

$2,203-45.2%

Participant deferral / active EE

$3,292

$3,084+6.7%

$4,798-31.4%

$3,192+3.1%

Admin fee / account holder

$108

$3,540-97.0%

$7,477-98.6%

$4,297-97.5%

Provider

Service type

Compensation

PENSION DYNAMICS COMPANY LLC1+ years

Service code 15 · EIN 94-2692944

2300 CONTRA COSTA BLVD · PLEASANT HILL, CA 94523

Recordkeeping

$6,235

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC UNION COMPANY 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion