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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $91,346 |
Filed as: GLOBAL RETIREMENT PARTNERS Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $38,102 |
PENSYS, INC.1 year Filed as: PENSYS INC Service code 13 2440 PROFESSIONAL DRIVE SUITE 100 · ROSEVILLE, CA 95661 | Contract Administrator | $29,406 |
Filed as: PENSYS FIDUCIARY SERVICES INC Service code 99 2440 PROFESSIONAL DRIVE SUITE 316 · ROSEVILLE, CA 95661 | Other Fees | $14,674 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $281 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,228 | $46,761+24.5% | $106,619-45.4% | $57,658+1.0% |
| Participation rate | 42.9% | 56.9%-13.9pp | 78.0%-35.1pp | 70.2%-27.3pp |
| Annual return | 21.54% | 15.77%+5.8pp | 9.42%+12.1pp | 5.13%+16.4pp |
| Employer contribution / active EE | $3,013 | $1,274+136.5% | $3,947-23.7% | $1,974+52.6% |
| Participant deferral / active EE | $2,517 | $1,954+28.8% | $3,930-36.0% | $3,061-17.8% |
| Admin fee / account holder | $375 | $97+287.8% | $6,418-94.2% | $95+297.0% |