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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $60,492 |
PENTEGRA SERVICES, INC.4 years Filed as: PENTEGRA SERVICES INC Service code 13 6830 COMMERCE CT DR · BLACKLICK, OH 430049297 | Contract Administrator | $34,221 |
Service code 27 4340 REDWOOD HWY STE B60 · SAN RAFAEL, CA 94903 | Advisory (Plan) | $28,170 |
Filed as: ADVISED ASSETS GROUP LLC Service code 28 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,798 |
PLANCHECK(K) CPAS LLC3 years Service code 10 501 MORRISON RD STE 201 · COLUMBUS, OH 43230 | Accounting | $8,316 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,134 | $42,419+6.4% | $104,299-56.7% | $77,906-42.1% |
| Participation rate | 32.9% | 51.6%-18.7pp | 73.3%-40.4pp | 73.7%-40.8pp |
| Annual return | -15.16% | -11.16%-4.0pp | 24.62%-39.8pp | 12.16%-27.3pp |
| Employer contribution / active EE | $490 | $1,105-55.6% | $3,373-85.5% | $2,846-82.8% |
| Participant deferral / active EE | $1,831 | $1,992-8.1% | $4,626-60.4% | $4,805-61.9% |
| Admin fee / account holder | $306 | $117+160.5% | $7,339-95.8% | $133+130.5% |