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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,875 | $90,691-40.6% | $76,119-29.2% | $145,884-63.1% |
| Participation rate | 76.9% | 74.5%+2.5pp | 69.1%+7.8pp | 80.3%-3.4pp |
| Annual return | 6.43% | 624.52%-618.1pp | 361.25%-354.8pp | 551.85%-545.4pp |
| Employer contribution / active EE | $1,534 | $3,329-53.9% | $2,693-43.0% | $4,662-67.1% |
| Participant deferral / active EE | $2,212 | $5,167-57.2% | $4,259-48.1% | $6,690-66.9% |
| Admin fee / account holder | $3,629 | $8,383-56.7% | $6,421-43.5% | $13,392-72.9% |