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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,702 | $59,804-47.0% | $81,982-61.3% | $79,856-60.3% |
| Participation rate | 69.0% | 61.6%+7.3pp | 69.3%-0.3pp | 69.6%-0.7pp |
| Annual return | 11.47% | 17.56%-6.1pp | 41.31%-29.8pp | 31.71%-20.2pp |
| Employer contribution / active EE | $1,134 | $1,713-33.8% | $2,498-54.6% | $2,471-54.1% |
| Participant deferral / active EE | $3,448 | $2,695+27.9% | $3,722-7.4% | $3,741-7.8% |
| Admin fee / account holder | $1,314 | $4,288-69.3% | $5,665-76.8% | $5,306-75.2% |