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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,845 | $85,060-50.8% | $70,565-40.7% | $139,487-70.0% |
| Participation rate | 73.7% | 73.9%-0.2pp | 68.4%+5.3pp | 80.3%-6.7pp |
| Annual return | 8.76% | 30.39%-21.6pp | 32.79%-24.0pp | 373.84%-365.1pp |
| Employer contribution / active EE | $1,807 | $3,912-53.8% | $2,976-39.3% | $4,755-62.0% |
| Participant deferral / active EE | $4,409 | $5,891-25.2% | $4,568-3.5% | $6,713-34.3% |
| Admin fee / account holder | $2,482 | $8,932-72.2% | $6,430-61.4% | $11,407-78.2% |