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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,857 | $62,549-18.7% | $85,705-40.7% | $85,851-40.8% |
| Participation rate | 92.6% | 61.1%+31.5pp | 69.9%+22.7pp | 69.3%+23.3pp |
| Annual return | 6.59% | 23.77%-17.2pp | 21.49%-14.9pp | 318.63%-312.0pp |
| Employer contribution / active EE | $1,394 | $1,755-20.6% | $2,619-46.8% | $2,565-45.7% |
| Participant deferral / active EE | $3,741 | $2,802+33.5% | $3,924-4.7% | $3,952-5.3% |
| Admin fee / account holder | $2,606 | $4,644-43.9% | $6,877-62.1% | $6,261-58.4% |