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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,117 | $227,399+23.2% | $189,758+47.6% | $198,609+41.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 14.64% | 61.03%-46.4pp | 52.62%-38.0pp | 202.70%-188.1pp |
| Employer contribution / active EE | $24,849 | $5,526+349.7% | $4,767+421.3% | $5,055+391.5% |
| Participant deferral / active EE | $2,711 | $6,837-60.3% | $5,856-53.7% | $6,977-61.1% |
| Admin fee / account holder | $10,522 | $25,162-58.2% | $20,388-48.4% | $19,030-44.7% |