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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,239 | $180,459+3.2% | $154,108+20.9% | $135,380+37.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 5.54% | 888.21%-882.7pp | 735.21%-729.7pp | 519.81%-514.3pp |
| Employer contribution / active EE | $4,991 | $6,035-17.3% | $5,298-5.8% | $4,779+4.4% |
| Participant deferral / active EE | $3,723 | $5,806-35.9% | $5,081-26.7% | $5,609-33.6% |
| Admin fee / account holder | $3,429 | $16,145-78.8% | $13,411-74.4% | $10,828-68.3% |