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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,685 | $175,259+29.9% | $149,723+52.1% | $139,487+63.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.43% | 166.82%-158.4pp | 134.50%-126.1pp | 373.84%-365.4pp |
| Employer contribution / active EE | $13,059 | $5,478+138.4% | $4,821+170.9% | $4,755+174.7% |
| Participant deferral / active EE | $6,629 | $6,522+1.6% | $5,682+16.7% | $6,713-1.3% |
| Admin fee / account holder | $13,867 | $16,158-14.2% | $13,215+4.9% | $11,407+21.6% |