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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,413 | $217,432+4.6% | $185,851+22.4% | $167,553+35.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.84% | 148.43%-131.6pp | 122.11%-105.3pp | 478.89%-462.1pp |
| Employer contribution / active EE | $7,594 | $5,874+29.3% | $5,168+46.9% | $4,840+56.9% |
| Participant deferral / active EE | $6,066 | $6,357-4.6% | $5,569+8.9% | $6,343-4.4% |
| Admin fee / account holder | $4,140 | $19,820-79.1% | $16,245-74.5% | $12,316-66.4% |