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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,230 | $135,956+131.9% | $123,894+154.4% | $273,972+15.1% |
| Participation rate | 91.7% | 84.1%+7.6pp | 81.4%+10.3pp | 83.0%+8.7pp |
| Annual return | 9.60% | 56.63%-47.0pp | 47.52%-37.9pp | 41.46%-31.9pp |
| Employer contribution / active EE | $7,827 | $5,170+51.4% | $4,617+69.5% | $4,869+60.8% |
| Participant deferral / active EE | $9,675 | $6,343+52.5% | $5,984+61.7% | $5,287+83.0% |
| Admin fee / account holder | $1,926 | $9,817-80.4% | $8,357-77.0% | $10,133-81.0% |