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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,442 | $98,776+218.3% | $149,745+110.0% | $79,856+293.8% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 12.95% | 27.38%-14.4pp | 276.72%-263.8pp | 31.71%-18.8pp |
| Employer contribution / active EE | $8,669 | $3,217+169.4% | $4,646+86.6% | $2,471+250.8% |
| Participant deferral / active EE | $11,005 | $5,681+93.7% | $6,843+60.8% | $3,741+194.2% |
| Admin fee / account holder | $8,173 | $6,053+35.0% | $9,312-12.2% | $5,306+54.0% |