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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,411 | $105,210+228.3% | $159,487+116.6% | $85,851+302.3% |
| Participation rate | 92.3% | 75.8%+16.5pp | 82.8%+9.5pp | 69.3%+23.0pp |
| Annual return | 17.32% | 45.08%-27.8pp | 263.71%-246.4pp | 318.63%-301.3pp |
| Employer contribution / active EE | $6,987 | $3,319+110.5% | $4,831+44.6% | $2,565+172.3% |
| Participant deferral / active EE | $10,086 | $5,946+69.6% | $7,354+37.2% | $3,952+155.2% |
| Admin fee / account holder | $18,150 | $6,934+161.7% | $10,804+68.0% | $6,261+189.9% |