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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,441 | $98,240+92.8% | $82,312+130.2% | $147,586+28.4% |
| Participation rate | 94.4% | 79.7%+14.7pp | 76.9%+17.6pp | 82.8%+11.6pp |
| Annual return | 16.03% | 30.85%-14.8pp | 25.88%-9.8pp | 578.59%-562.6pp |
| Employer contribution / active EE | $8,344 | $3,192+161.4% | $2,428+243.6% | $4,876+71.1% |
| Participant deferral / active EE | $7,076 | $4,383+61.4% | $3,706+90.9% | $5,439+30.1% |
| Admin fee / account holder | $739 | $8,563-91.4% | $5,608-86.8% | $10,886-93.2% |