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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,653 | $92,219+106.7% | $76,767+148.4% | $135,380+40.8% |
| Participation rate | 84.2% | 79.8%+4.4pp | 77.0%+7.2pp | 82.6%+1.6pp |
| Annual return | -5.57% | 5.46%-11.0pp | 2.43%-8.0pp | 519.81%-525.4pp |
| Employer contribution / active EE | $8,165 | $3,216+153.9% | $2,485+228.6% | $4,779+70.9% |
| Participant deferral / active EE | $5,932 | $4,508+31.6% | $3,852+54.0% | $5,609+5.8% |
| Admin fee / account holder | $1,038 | $10,749-90.3% | $6,675-84.5% | $10,828-90.4% |