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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,652 | $103,393+118.2% | $87,103+159.1% | $152,909+47.6% |
| Participation rate | 94.4% | 79.4%+15.1pp | 76.9%+17.6pp | 82.5%+12.0pp |
| Annual return | 10.68% | 28.10%-17.4pp | 28.19%-17.5pp | 345.46%-334.8pp |
| Employer contribution / active EE | $8,493 | $3,221+163.7% | $2,521+236.8% | $4,764+78.3% |
| Participant deferral / active EE | $7,178 | $4,778+50.2% | $4,049+77.3% | $5,851+22.7% |
| Admin fee / account holder | $10,099 | $12,195-17.2% | $7,491+34.8% | $11,601-12.9% |