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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,179 | $92,798+168.5% | $96,707+157.7% | $137,256+81.5% |
| Participation rate | 93.8% | 81.6%+12.1pp | 80.4%+13.4pp | 80.0%+13.8pp |
| Annual return | 17.64% | 31.24%-13.6pp | 34.78%-17.1pp | 220.34%-202.7pp |
| Employer contribution / active EE | $12,636 | $4,147+204.7% | $4,191+201.5% | $4,156+204.0% |
| Participant deferral / active EE | $5,032 | $5,877-14.4% | $5,997-16.1% | $6,407-21.5% |
| Admin fee / account holder | $9,202 | $7,946+15.8% | $7,503+22.6% | $12,270-25.0% |