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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,267 | $111,301+72.7% | $112,977+70.2% | $158,966+20.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 11.57% | 26.40%-14.8pp | 24.24%-12.7pp | 302.95%-291.4pp |
| Employer contribution / active EE | $12,104 | $4,471+170.7% | $4,255+184.5% | $4,762+154.2% |
| Participant deferral / active EE | $7,009 | $5,880+19.2% | $5,836+20.1% | $5,983+17.1% |
| Admin fee / account holder | $15,732 | $8,392+87.5% | $6,294+150.0% | $11,250+39.8% |