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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,894 | $87,733+75.4% | $106,555+44.4% | $85,847+79.3% |
| Participation rate | 93.5% | 71.9%+21.6pp | 76.1%+17.4pp | 69.3%+24.2pp |
| Annual return | 31.30% | 21.86%+9.4pp | 26.80%+4.5pp | 318.61%-287.3pp |
| Employer contribution / active EE | $8,065 | $2,073+289.0% | $2,819+186.0% | $2,565+214.4% |
| Participant deferral / active EE | $3,365 | $3,469-3.0% | $4,399-23.5% | $3,952-14.9% |
| Admin fee / account holder | $3,007 | $6,767-55.6% | $7,408-59.4% | $6,261-52.0% |