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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,213 | $118,496+15.0% | $98,461+38.3% | $139,466-2.3% |
| Participation rate | 87.0% | 77.5%+9.5pp | 75.2%+11.8pp | 80.3%+6.6pp |
| Annual return | 11.72% | 18.96%-7.2pp | 21.17%-9.5pp | 373.66%-361.9pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,282 | $5,393-20.6% | $4,738-9.6% | $6,712-36.2% |
| Admin fee / account holder | $2,258 | $14,056-83.9% | $8,961-74.8% | $11,409-80.2% |