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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,133 | $125,237+38.2% | $105,608+63.9% | $145,877+18.7% |
| Participation rate | 91.3% | 77.7%+13.7pp | 75.3%+16.0pp | 80.3%+11.0pp |
| Annual return | 17.44% | 225.76%-208.3pp | 116.50%-99.1pp | 551.28%-533.8pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,747 | $5,711-16.9% | $5,010-5.2% | $6,691-29.0% |
| Admin fee / account holder | $4,306 | $17,287-75.1% | $11,028-61.0% | $13,402-67.9% |