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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,133 | $78,670+38.7% | $109,1730% | $85,847+27.1% |
| Participation rate | 56.0% | 68.3%-12.3pp | 75.9%-19.9pp | 69.3%-13.3pp |
| Annual return | 33.05% | 25.09%+8.0pp | 25.75%+7.3pp | 318.61%-285.6pp |
| Employer contribution / active EE | $1,980 | $2,734-27.6% | $3,723-46.8% | $2,565-22.8% |
| Participant deferral / active EE | $3,519 | $3,467+1.5% | $4,654-24.4% | $3,952-11.0% |
| Admin fee / account holder | $44,767 | $5,469+718.5% | $6,755+562.7% | $6,261+615.0% |